Underinsured Insurance Coverage
Underinsured insurance coverage is the most important coverage you can get for your motorcycle insurance policy. This is the part of your insurance coverage which really protects you because it pays you for your injury when the car that struck you as not have enough insurance coverage to pay for your injuries.
Underinsured insurance coverage is very likely to be used because the injury you get in a Minneapolis motorcycle accident is very likely to be worth hundreds of thousands of dollars more than the insurance covering the car that struck you. Additionally, underinsured coverage is very inexpensive.
If the car that struck you has at least $100,000 of liability insurance coverage, there is a possibility that the owner of the car may have an umbrella insurance policy which could provide insurance coverage of $1 million or more. Unfortunately, attorneys are not permitted to search the national insurance company database and sometimes insurance companies will lie about the existence of umbrella insurance. However, we are able to search the national insurance company database to find million-dollar umbrella insurance. We do this as part of our motorcycle accident investigation.